Credit CardsLifetime Free

Find Your Perfect CardSwipe & click to find the Right Card!AllCashbackTravel HDFC Tata Neu Infinity Credit Card1/3HDFC Tata Neu Infinity Credit CardUp to 12 complimentary airport lounge visits every year (8 Domestic + 4 International).Earn up to 10% NeuCoins on Tata brand purchases via Tata Neu app.Earn up to 1.5% NeuCoins on all other spends.Fees and ChargesJoining FeeRs 0Renewal Fee/YearRs. 1499 + GSTHow To Apply for a Credit CardThe documents required to apply for a credit card may vary depending on the type of credit card and the card issuer’s policies. However, following are the documents typically required to apply for a credit card:Step 01Visit the Credit Cards page on the MoneycontrolStep 02Enter your mobile number and verify it using OTPStep 03Enter your personal details such as name, email ID & PANStep 04Choose your preferred credit cardStep 05Complete your KYC as requiredDid You Know?RuPay credit cards are seeing a growth in usage after linking with UPI, with its issuance at 30%Your Benefits!SpendsMilestone BenefitsTravel BenefitsDining BenefitsShopping OffersCashbackOffers on Movie TicketsInsurance CoverageView DetailsFrequently Asked QuestionsWhat is a credit card?A credit card is a payment instrument that you can use to purchase goods and services and pay for them at a later date. Credit cards come in multiple forms such as plastic, metal and digital. The payment date is usually 15-25 days after the bill is generated. If you pay the entire amount , you don’t need to pay any interest charges on the amount.What are credit card benefits?A credit card lets you avail an interest free credit period and enjoy benefits such as reward points, discounts, offers, complimentary movie tickets, lounge access and more. The exact benefits depend on the type of credit card you have and the card issuer’s policies.What is the credit card limit?A credit limit is the maximum amount you can spend using your credit card. It is determined , monthly income, existing debts, payment history, etc. In the case of FD backed credit cards, you can get a credit limit equal to your FD amount.Can I withdraw money from my credit card?Some credit card issuers allow cash withdrawals at domestic and/or international ATMs. However, the withdrawal limit is a percentage of your overall credit limit. Cash withdrawals using credit cards can be a costly deal as they come with a cash advance fee, finance charges and interest charges from the day of withdrawal.What are the rewards on credit cards?When you spend using credit cards you can earn points on the transactions you make. These reward points can be collected and redeemed for various things such as cashback, gift vouchers, paying for recent transactions, etc. The transactions eligible for earning reward points and benefits of reward points depend on your card issuer’s policies.Can a credit card be free?There are quite a few lifetime free credit cards available in the market. Some credit cards charge an annual fee but waive it off if you achieve a certain predetermined spending milestone. Do check your card issuer’s policies for exact details.